Abstract
This research proposes to understand the stakeholders' perceptions about conventional banks and the advent of startups and fintechs. With the objective of analyzing the growth of innovations in financial services and the emergence of startups; verify the influence of startups on financial services. The methodology was carried out through a case study, in a conventional retail bank, where 15 qualitative and exploratory interviews were carried out, and data collection was done through questionnaires aimed at stakeholders. It was observed that the main results were that banks are monitoring and seeing as an opportunity to improve their market with fintechs. In view of the above, the relevant implications were of an empirical / managerial nature, since during the research the need was felt for conventional banks to update themselves further in processes, system and banking technology, being able to find in Fintechs this innovation for instead of losing the customer can retain and increase the degree of customer satisfaction and can even use the NPS Tool to search for customer satisfaction, conveying respect and trust that are the company's managerial axes.